| Section 2: Medical &
Hospital Benefits |
| a) The cost of a
local road, rail or air ambulance to transport the
insured person to the nearest suitable hospital together
with a medical escort if
necessary. |
|
Full Cover |
Full Cover |
Full
Cover |
| b) The cost of
hospital accommodation in a single bedded room, all
medical facilities, medical treatment and services
ordered by a physician including surgeons',
anaesthetists' and physicians' fees, diagnostic
procedures, physiotherapy and prescribed
drugs.Post-hospitalization treatment received on an
outpatient basis in the three months immediately
following the insured person's discharge from an
in-patient admission in a
hospital. |
|
Full Cover |
Full Cover |
Full
Cover |
| c) The costs of
nursing at home when following hospitalisation and on
the recommendation of the insured person's
physician. |
|
Up to RMB 12,000 per
insured event |
Up to RMB 12,000 per
insured event |
Up to RMB 12,000 per
insured event |
| d) The costs of
out-patient services including physician's fees,
diagnostic services and prescribed
drugs/dressings. |
|
No Cover |
Full Cover |
Full
Cover |
| e) The costs of
physiotherapy, chiropractic, osteopaths, homeopaths and
acupuncturist fees when referred by a
physician. |
|
No Cover |
up to ￥800 per visit.
maximum of 20 visits per year |
up to ￥800 per visit.
maximum of 20 visits per year |
| f) The purchase or
hire costs of mobility aids including crutches,
wheelchairs and walkers. |
|
No Cover |
Up to RMB 4,000 per insured
event |
Up to RMB 4,000 per insured
event |
| g) The costs of
treating chronic medical conditions arising after the
insured person's date of entry to the
Policy. |
|
No Cover |
Up to RMB 80,000 per
chronic medical condition |
Up to RMB 80,000 per
chronic medical condition |
Section 3: Additional
Transportation Benefits |
|
|
|
| a) Following an
emergency medical transfer or evacuation under
Section 1, we will arrange and pay to transport, to
a specified destination, any child left at home
unattended or for the travelling costs (one return
ticket) of a person to take care of the children at
home. |
|
Full Cover |
Full Cover |
Full
Cover |
| b) Where the
insured person needs an emergency medical
transfer/evacuation but does not have an accompanying
friend or relative, we will arrange and pay for one
return trip for a friend or relative to travel to the
location where the insured person is
hospitalised. |
|
Full Cover |
Full Cover |
Full
Cover |
| c) Overnight
accommodation costs for a friend or relative to stay
near the insured person while
hospitalised. |
|
Up to RMB 800 per night for
a maximum of 10 nights per insured event |
Up to RMB 800 per night for
a maximum of 10 nights per insured event |
Up to RMB 800 per night for
a maximum of 10 nights per insured
event |
